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One of the perks to playing online are all the different banking options you can use to fund your account. The options available will vary from casino to casino, as will variables such as fees, processing times and completion times.

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Here are the most common banking options casinos offer:

• American Express
• MasterCard
• Visa
• Western Union
• Checks
• Echecks
• Bitcoin
• Neteller
• Skrill
• JCB
• Diners Club
• Book to Book
• Money Orders

There are many, MANY more than this. And you’ll find this list is even longer when you look at country-specific options for European players.

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Safety and privacy is no problem, either. Online casinos – the legit ones – use encryption technology like banks to encode the information you give them. This prevents hackers from stealing your information.

What’s most important to know is each banking option will have different processing times, (delivery) completion times, fees and unique challenges. And those variables will depend on where you live, the option you use, whether you’re depositing or withdrawing, and the casino.

For example, you can go to one casino and they will not charge you any fees. It doesn’t matter if you’re depositing or cashing out, the banking method you’re using, any of that. And you’ll have payment within 72 hours.

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But if you go to another casino, they’ll charge you for all banking methods, no matter if you’re depositing or cashing out. They’ll take 48 hours to process your payment. From there, you won’t get your money for another 3-5 days.

We’re serious. It can be that big a difference from one casino to the next. So, it’s real important when choosing what casino to join that you:

• Figure out which banking options you can, and want to use.
• How long each option takes to hit your player and/or bank account.
• The steps you need to take to start the deposit or withdrawal process. For example, do you need to go to your bank to send a transfer? Do you need to get a special transaction number, then go to a 3^rd party’s office, such as Western Union? Every casino will have instructions on their website.
• How much it will cost you.
• The currencies you can deposit / cash out in. USD is most common (worldwide), but if you play at European, Asian or United Kingdom casinos, you’ll find they let you bank in many other currencies. Another thing to check for is if you can play in those currencies. Otherwise you’ll have to worry about conversion rates.

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Ultimately, Americans will have more to worry about than other countries because banking is difficult and options are limited (thanks to the UIGEA). They need to be prepared for card declines, longer processing times and longer completion times on cash outs.

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But so long as you keep our checklist above in mind, most players should be okay.